![]() Make an informed decision by prioritizing companies that understand the importance of comprehensive insurance coverage.Īdditionally, imagine what would happen to you if a worker becomes severely injured on your property. Workers’ compensation steps in to cover medical expenses and provide financial support to employees unable to return to work due to job-related illnesses or injuries.Ĭhoosing a roofing contractor with the right insurance coverage not only protects your property but also ensures the well-being of the workers. Tragically, fatalities can occur in the roofing industry, making it imperative for companies to have this coverage. In unfortunate scenarios where a certified roofer experiences a severe injury while on the job, workers’ compensation provides crucial support. Check the safety rating of each roofing company and verify that they carry workers’ compensation insurance, a vital aspect of employee and customer protection. Prioritize roofing companies that go the extra mile to ensure the safety of their crews. With general liability insurance for roofing contractors, the coverage extends to property damage and, more importantly, injuries sustained by non-workers. ![]() During the repair, a worker accidentally damages the chimney, causing bricks to fall and injure a delivery driver on your property. It covers instances where roofers may inadvertently damage property or cause injury to non-workers.įor example, imagine a roofer addressing a few shingles near your chimney. General liability insurance is a fundamental safeguard that protects both your business and your clients. General Liability Insurance for Roofing Contractors Here are the two primary types of roofing contractors’ insurance that every roofing company should prioritize: 1. When it comes to roofing contractors, securing the right insurance coverage is crucial. Essential Insurance for Roofing Contractors: A Comprehensive Guide Having this knowledge will help you select the right roofer for your job. Here’s what you need to know about roofing contractor insurance. If a roofing company doesn’t follow this requirement, how much should you trust them to install a new roof on your home? Otherwise, you may face potential liability if a negative event occurs on-site with an uninsured contractor.Īlso, some states require roofers to be adequately insured. After all, roofing is dangerous work, and you should only hire a company that has all of the insurance roofing contractors are required to have. One way to narrow down your options is to research which companies have roofing contractors’ insurance. You know enough about roofing to know that you shouldn’t just accept the lowest bid, but how do you choose among all the residential roofing companies in your area? If you are in the process of trying to find a roofing contractor for your home, you may be struggling with your choice. After all, the average homeowner doesn’t have to replace their roofs often. Unless you work in the construction industry, you may not have any knowledge about residential roofing companies in your area. Professional Rain Gutter Installation and Repair.Professional Home Roof Inspection and Repair.
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